Lefkovitz & Lefkovitz
Nashville Office 615-686-2279 Cookeville Office 931-400-2218
Serving all of Middle Tennessee's Bankruptcy Needs

December 2017 Archives

Study says credit report errors are frequent

Some people in Tennessee may not realize that there are errors on their credit reports until they attempt to get a loan or a job. They could be denied the loan or even a job because of errors that are not their fault. One study found that there were more 120 million confirmed credit report errors between 2014 and 2016.

How bankruptcy code changes impact creditors

Creditors in Tennessee may need to make themselves aware of changes to existing bankruptcy laws. These changes may impact those who have secured claims, unsecured claims or lien judgments in a Chapter 13 case. One important change relates to filing a proof of claim. Failure to do so may result in not being included in a debtor's Chapter 13 repayment plan. However, liens a creditor may have do not go away merely because a proof of claim is not filed.

Bankruptcy changes

Debtors in Tennessee who are considering filing for bankruptcy may be interested to learn the changes that have been made to the federal rules of bankruptcy procedure. The changes, which became effective on December 1, 2017, also include a new plan form for Chapter 13 bankruptcy.

Chapter 13 and foreclosure: Does the bank actually WANT my house?

It's incredibly stressful to live in fear of imminent foreclosure. If you're behind on house payments, your mortgage servicer may have started the hostile letters and aggressive talk about selling your house out from under you. You may be terrified about what this means for your family, and you may thinking about filing a Chapter 13 bankruptcy in order to keep your house.

Can a Chapter 7 help you overcome your student loan problem?

Student loan debt has reached epidemic proportions in the U.S. Millions of young people, along with lots of middle-aged folks and older adults, are struggling with huge student loan payments that are dominating their financial lives and causing them a good deal of stress.

Chapter 7 versus debt management plans (DMPs): Pros and cons

Nobody wants to stay immersed in the soul-crushing stress of debt, with its harassing phone calls from lowlife collection agents, the shame and embarrassment you feel and the fights it causes in your marriage or family. Whether the debt came from a divorce, a layoff, an illness or another unfortunate event, it doesn't really matter: When you're stuck in it, you just need to GET OUT.

Chapter 7 bankruptcy: Will I lose my money and my property?

Chapter 7 bankruptcy is a legal, constitutional way to discharge debt that you can't afford to pay off. Millions of Americans have used this type of bankruptcy, often called a liquidation, to get rid of credit card debt, medical bills and other burdens that were caused by circumstances beyond their control, and other tough circumstances.

Buying a house after filing for bankruptcy

Bankruptcy is a reality for many Tennessee residents struggling with debt. Sometimes, it is the only way out of a bad financial situation. Many people who have filed for bankruptcy wonder how long they will have to wait before they are able to buy a home. The answer depends on many factors, such as the type of bankruptcy filed and what steps the debtor has taken to repair his or her credit rating.

We Look At Your Case From Every Angle To Find The Solution That Is Right For You

Bankruptcy help for everyone, from the most simple to the most complex cases.

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Contact our Nashville office at 615-686-2279 or our Cookeville office at 931-400-2218. You can also reach us via email to set up a time to talk to us about your debts.

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Nashville Office
618 Church Street, Suite 410
Nashville, TN 37219

Phone: 615-686-2279
Fax: 615-255-4516
Nashville Law Office Map

Cookeville Office
312 East Broad Street, Suite A
Cookeville, TN 38501

Phone: 931-400-2218
Fax: 931-526-6244
Cookeville Law Office Map

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