Lefkovitz & Lefkovitz
Nashville Office 615-686-2279 Cookeville Office 931-400-2218
Serving all of Middle Tennessee's Bankruptcy Needs

December 2016 Archives

Higher interest rates could be a blow

Several financial experts have predicted that the U.S. Federal Reserve's decision to raise interest rates on Dec. 14 may be a signal that the era of historically low borrowing costs is drawing to a close. While the modest quarter point increase may not be a cause of immediate concern for most Tennessee residents, many analysts expect rates to continue their upward trajectory for some time.

Court bars future discharges after repeat bankruptcy filings

Tennessee residents may file for bankruptcy more than once in their lifetime. However, a bankruptcy court can choose to bar a future discharge of debts in some cases. It is rare for a bankruptcy court to restrict future discharges, but a court will do so if a debtor is found to be misusing the bankruptcy system.

Stopping debt collection calls during the holidays

Around the holidays, many people in Tennessee enjoy time at home with their families. Receiving calls from collection agents at this time could put a damper on the jovial mood. While collection agents are not allowed to call at inconvenient times, there are no specific laws concerning holiday calls.

The truth about working with debt negotiation companies

Tennessee residents who struggle with debt might wonder what other repayment options exist. In addition to credit counseling, one could also enlist the services of a debt negotiation firm. These debt companies attempt to help with an individual's debt obligation by settling, renegotiating or reducing the owed amount to create a new arrangement between creditors and a consumer. Typically, this process may allow one to pay off a debt within 24-48 months when successful, and it might reduce a debt by half before fees.

Time of property transfer can be a bankruptcy issue

Every Tennessee bankruptcy filing presents courts with unique circumstances to consider. A case between a dentist and a patient awarded a judgment for malpractice illustrates one of the problems that can arise between debtors and creditors. In this case before the U.S. Court of Appeals for the 9th Circuit, the judges needed to decide if the legal concept of equitable tolling supported the creditor's claim.

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Nashville Office
618 Church Street, Suite 410
Nashville, TN 37219

Phone: 615-686-2279
Fax: 615-255-4516
Nashville Law Office Map

Cookeville Office
312 East Broad Street, Suite A
Cookeville, TN 38501

Phone: 931-400-2218
Fax: 931-526-6244
Cookeville Law Office Map

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