Lefkovitz & Lefkovitz
Nashville Office 615-686-2279 Cookeville Office 931-400-2218
Serving all of Middle Tennessee's Bankruptcy Needs

October 2016 Archives

Debt consolidation loans don't work for everybody

Tennessee residents who have a lot of credit card debt might decide to take out a loan as a way to consolidate their debts, lower interest payments and get out of debt faster. While debt consolidation loans may help some debtors, such loans may cause others to get deeper into debt.

Improper changes to Chapter 13 model plan

Tennessee residents who are thinking about filing for bankruptcy should be aware that there are several procedures that must be followed. A bankruptcy court has ruled that five debtors in California altered their Chapter 13 bankruptcy model plans in a manner that violated the Bankruptcy Code.

Getting credit card debt under control for retirees

Many retirees who are living in Tennessee struggle with high credit card debt balances. Among all U.S. households, the average credit card debt is $5,700. For people who are ages 65 and older, the average debt is $6,351. There are several things retirees can do to control their debt as well as to obtain debt relief.

Holding on to credit card debt means losing money on interest

Tennessee residents may know that credit card debt is a problem for many people. Big balances combined with high-interest rates can lead to financial difficulties, especially if a sudden illness or job loss should arise. On average, Americans carry over $5,000 in credit card debt. For people between the ages of 35 and 64, the average credit card debt is even higher. A big part of the problem is interest, which is wasted money when credit card balances remain high for long periods.

Considering bankruptcy? You may be able to keep more than you think.

Many people avoid bankruptcy because they think they will lose everything. However, the fact is that most individuals are able to keep many of their assets during bankruptcy by using an effective legal tool known as bankruptcy exemptions.

Can bankruptcy be used to eliminate student loans?

One of the most common questions we get from college graduates is whether or not student loans can be discharged and eliminated through bankruptcy. It's no wonder why this is such an important question, especially when you consider that tuition rates and student loan debt are at all time highs.

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Contact our Nashville office at 615-686-2279 or our Cookeville office at 931-400-2218. You can also reach us via email to set up a time to talk to us about your debts.

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Nashville Office
618 Church Street, Suite 410
Nashville, TN 37219

Phone: 615-686-2279
Fax: 615-255-4516
Nashville Law Office Map

Cookeville Office
312 East Broad Street, Suite A
Cookeville, TN 38501

Phone: 931-400-2218
Fax: 931-526-6244
Cookeville Law Office Map

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