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Serving all of Middle Tennessee’s Bankruptcy Needs
A Supreme Court ruling could directly effect Nashville citizens who are seeking debt relief. The 11th Circuit had ruled that a debt collector was in violation of the Fair Debt Collection Practices Act after it submitted a proof of claim on a time-barred debt to a...
As a small business owner, you may be no stranger to financial struggles that threaten your business and perhaps even your personal assets. If you are in this situation, what alternatives there are to bankruptcy for getting debt relief? And if you do choose to file...
Virtually everyone has an opinion about bankruptcy. Some people think it's a sign of weakness, laziness or irresponsibility. Others swear that it is a smart, perfectly legal way to contend with nasty creditors. Still others see bankruptcy court as a place in which to...
Tennessee consumers can take steps to improve their credit after a bankruptcy even though it will stay on the credit record for several years. The first step is to make a budget. This will help a person pay bills on time, and 35 percent of a FICO score is based on...
Shame can be a powerful force in our lives, whether it's warranted or not. It can squash our dreams and lead us to defy logic and ignore our own good judgment. As bankruptcy attorneys, we see the power of shame in the lives of people facing excessive consumer debt:...
If you’re reading bankruptcy blogs, it may be because you have an intractable debt problem. Maybe the problem is related to a divorce, a job loss, an expensive health issue, or a situation that seems like a business failure. Perhaps you’ve come to the...
We have the potential to thrive as a society. Yet, as the contentious political debates rage on, millions of Americans continue to struggle with the rising cost of health care. The New York Times recently quoted outspoken billionaire Warren Buffett, on the topic...
Tennessee residents may have an understanding of a trustee's role in a Chapter 13 case. A ruling by a judge from the U.S. Bankruptcy Court for the Southern District of Texas further clarified what a trustee is not allowed to do when it comes to adjusting payments...
Tennessee consumers who have fallen behind on their bills could find themselves being contacted by debt collectors in new ways. Two new methods include the use of avatars and voice mails that arrive on a person's phone without making a sound. Consumer groups are upset...
