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Nashville Office 615-686-2279       Cookeville Office 931-400-2218

Nashville Office 615-686-2279
Cookeville Office 931-400-2218

Serving all of Middle Tennessee’s Bankruptcy Needs

Can I end Chapter 13 bankruptcy early?

As we have discussed before in this blog, Chapter 13 bankruptcy protection is one of the most popular forms of personal bankruptcy in the country. It is available for people struggling with debt who also have a regular income and debts below certain totals. Chapter 13...

December gifts turn into January debt

Tennessee residents who went into debt this holiday season were not alone. According to the National Retail Federation, Americans spent an average of over $1,000 each to buy gifts for their friends and family this year. That amount of money isn't in most people's bank...

What debtors can expect from debt collectors

It isn't uncommon for individuals in Tennessee and other states to carry credit card or other types of debt. If a debtor is unable to stay current on a balance, it may be sent to a collections company, and debt collection companies may use a variety of tactics in an...

Credit card charge-offs on the rise

A number of credit card companies are reporting high rates of charge-offs. A charge-off is a loan that the creditor has determined it will not collect. Overall, the charge-off rate rose to its highest point since 2012's second quarter and was reported at 3.82% for the...

How bankruptcy impacts credit scores

Tennessee residents who are struggling to pay their bills are sometimes reluctant to file for bankruptcy because of fears over what it could do to their credit scores. A Chapter 7 bankruptcy will remain on credit reports for up to 10 years and a Chapter 13 bankruptcy...

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