Nashville Office: 615-686-2279
Cookeville Office: 931-400-2218
Nashville Office 615-686-2279 or Cookeville Office 931-400-2218
Serving all of Middle Tennessee’s Bankruptcy Needs
If you are more than a month behind on your mortgage payments, you have likely received a barrage of scary letters from your mortgage servicer. Maybe you're behind because of an income loss -- a layoff, a decrease in your pay or a bad stretch for your business,...
Some people in Tennessee who are facing repossession of their vehicles might consider filing for Chapter 13 bankruptcy. This would potentially allow them to restructure a payment plan and keep the vehicle. However, there may be other alternatives that the person can...
Tennessee residents who are struggling to pay their medical bills are not alone. A study that appeared in the American Journal of Public Health found that illnesses and their associated costs contributed to around two-thirds of all bankruptcies. According to the...
If a Tennessee resident is struggling to keep up with a mortgage payment, it may be possible to ask for a loan modification. However, there is no guarantee that a lender will allow this to happen. If a lender does not want to modify the terms of a home loan, a...
With student loan debt increasing throughout the U.S., many college graduates in Tennessee may be tempted to turn to bankruptcy. While students loans were dischargeable in bankruptcy prior to 1976, Congress has amended bankruptcy laws several times. Since 1998, public...
Every year, many Tennessee residents find themselves trapped in a financial hole with a load of debt. To make matters worse, this debt keeps accumulating interest every day, meaning that the hole only gets deeper with each passing month. These debtors stand to gain...
Once a consumer disputes a debt according to the requirements of the Fair Debt Collection Practices Act, debt collectors and third-parties must cease collection activities. The Court of Appeals for the 6th Circuit, of which Tennessee is a part, ruled that third-party...
In September 2018, there were more than 770,000 bankruptcy filings in the United States. Of those cases filed in Tennessee and elsewhere, 97 percent were consumer bankruptcy filings. The number of cases filed was down from the roughly 1.6 million filed in September...
Most of us hate the feeling of not being able to repay a debt. If you're struggling to make payments and collection agents are harassing you, threatening to take your assets or bothering your friends, family members or neighbors, it's easy to become depressed and/or...
There are many signs that a Tennessee resident may have too much credit card debt. For instance, if they are using credit cards to pay off other credit cards, that is likely a problem. Other signs include if card balances are maxed out or if payments are higher than...
