Lefkovitz & Lefkovitz

Nashville Office 615-256-8300       Cookeville Office 931-400-2218

Nashville Office 615-256-8300
Cookeville Office 931-400-2218

Serving all of Middle Tennessee’s Bankruptcy Needs

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Every bankruptcy is different. How would a filing benefit YOU?

On Behalf of | Dec 6, 2018 | Uncategorized |

Nobody enjoys being in debt or struggling to pay their bills. But it happens to almost all of us at some point in our lives. In many cases involving intractable debt brought on by an income loss, a divorce, an illness or another serious life event, effective legal relief is available to us through the courts. Bankruptcy is constitutional, and it’s legitimate, no matter what the naysayers think.  

As you probably have heard repeatedly by now, bankruptcy is not for everyone. It is a powerful tool — a financial “smart bomb” when employed strategically — that should be used only under appropriate circumstances, with the right guidance.

What would bankruptcy do for YOU if you needed to file? 

Don’t take it lightly — but use it if you need to!

It is a serious decision for a consumer to file under Chapter 7 or Chapter 13 (or another chapter), but it can bring massive debt relief and a break in the stress and worry. Popular benefits of bankruptcy include:

  1. A stop to collector harassment: For some people struggling with debt, the single worst thing is the harassment (and even abuse) from heartless, rude bill collectors who simply won’t leave them and their families alone. By law, bankruptcy stops creditor harassment!
  2. The power to halt a foreclosure: The mere idea of losing your home to a soulless bank may make you physically sick, but mortgage servicers can be relentless and ruthless in their foreclosure processes. A Chapter 13 bankruptcy will stop a foreclosure in its tracks and send the bank packing.
  3. Eradication of credit card and medical debt: If you qualify for Chapter 7 bankruptcy, those debts can be discharged. Gone. 
  4. A financial fresh start: Yes, it sounds cheesy, but it’s real. A bankruptcy filing can mean a financial reboot for you and your family. It can mean hope and relief.

Learn what you need to learn

When it comes to debt relief, knowledge is power. If you’re considering bankruptcy as an option, speak with an experienced legal professional about your circumstances, and understand your options.

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