Lefkovitz & Lefkovitz

Nashville Office 615-256-8300       Cookeville Office 931-400-2218

Nashville Office 615-256-8300
Cookeville Office 931-400-2218

Serving all of Middle Tennessee’s Bankruptcy Needs

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Bankruptcy and wage garnishment: Getting the help you need

On Behalf of | Sep 2, 2015 | Personal Bankruptcy |

If you slip too far behind on your bills, it is only a matter of time before creditors begin to contact you. At some point, they may file a lawsuit with the idea of garnishing your wages.

When this happens, you will find yourself in a more difficult position. It will be even more challenging to remain on track if creditors are taking what little money you have access to.

If you want to stop your wages from being garnished, you have a couple options. First off, you can pay the creditor in full. This will end the process once and for all. Since this is not always easy, bankruptcy is another strategy to consider.

Once you file for bankruptcy, an automatic stay goes into place. This prevents creditors from continuing or starting a lawsuit, such as a court order for wage garnishment. Furthermore, and just as important, an automatic stay prohibits the creditor from harassing you for payment.

While bankruptcy can help prevent wage garnishment for some types of debt, this does not hold true with alimony and child support payments. Even if you file for bankruptcy, you are still required to make these payments in full and on time.

If wage garnishment is hindering your ability to improve your finances, find out more about the benefits of bankruptcy. This may be the best way to get back on track. For more information on how to get started and what to expect, visit our webpage entitled “How Are You Supposed To Pay Your Current Bills If Creditors Garnish Your Wages?”

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