Financial problems are a lot like health issues. Symptoms might slowly appear over time. You may find yourself prioritizing which bills to pay or dipping into your savings until it is gone. Alternatively, you might suffer a serious and unexpected setback. Maybe you lose your job or suffer injuries in a car accident.
If you do not seek treatment for your health issues, they will only get worse. If you ignore your financial problems, they will only get worse. In this analogy, many people mistakenly assume that bankruptcy is the illness. It is not. Bankruptcy is a cure to the cycle of debt.
Get help from a professional when you are overwhelmed with debt
You seek the advice of a knowledgeable doctor when your physical health is at risk. You should seek the advice of an experienced attorney when your financial health is at risk