Lefkovitz & Lefkovitz
Nashville Office 615-686-2279 Cookeville Office 931-400-2218
Serving all of Middle Tennessee's Bankruptcy Needs

How long will a Chapter 7 bankruptcy filing take?

Every case is different, and so that means there is no set amount of time that it takes to file for Chapter 7 bankruptcy in Tennessee. However, there are some key averages and things you can expect if you're going to file, and your case should roughly fall into these parameters. It's good to know what you're in for before you begin.

First of all, you should know that Chapter 7 bankruptcy is usually the fastest option, faster than Chapter 11 or Chapter 13. On the whole, it should take a minimum of four months and a maximum of six months. Again, it is not unheard of to have the case take just three months or last for a year, but most cases fall into this four-to-six month range.

Some of the key dates within the filing process are as follows:

-- In the first two weeks after you file, you have to present the proper documentation in court. This could include a list of all of your creditors, a general financial statement, and details about your debts and assets.

-- Within the next seven to 26 days, you have to go to a creditors meeting. The bankruptcy trustee who is dealing with your case will also attend. It's usually very fast -- perhaps just a few minutes -- and the creditors sometimes don't show up.

-- For simple cases that have no significant issues -- like suspicion of fraud or complicated debt -- the case will then take another 60 to 90 days, on average. If there are complications that are noticed by the court, things can drag on a bit longer.

Source: The Nest, "How Long Does It Take to Complete Bankruptcy?," Rebecca Lake, accessed July 15, 2015

No Comments

Leave a comment
Comment Information

We Look At Your Case From Every Angle To Find The Solution That Is Right For You

Bankruptcy help for everyone, from the most simple to the most complex cases.

Call Us Now To Schedule A Free Initial Consultation

Contact our Nashville office at 615-686-2279 or our Cookeville office at 931-400-2218. You can also reach us via email to set up a time to talk to us about your debts.

Get Legal Help Now

Bold labels are required.

Contact Information

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.


Privacy Policy

Nashville Office
618 Church Street, Suite 410
Nashville, TN 37219

Phone: 615-686-2279
Fax: 615-255-4516
Nashville Law Office Map

Cookeville Office
312 East Broad Street, Suite A
Cookeville, TN 38501

Phone: 931-400-2218
Fax: 931-526-6244
Cookeville Law Office Map

Back To Top