You Don’t Have To Let A Mortgage Lender Take Your Home
Getting a foreclosure notice in the mail can be heartbreaking. Your home is supposed to be a place of safety for you and your family. The threat of your mortgage lender taking it away because you’ve fallen behind on your payments can be hard on all of you. Don’t let the bank kick you and your family to the curb. Filing for bankruptcy puts an automatic stay in place, which prevents any creditor from taking further action. This includes preventing foreclosure on your home.
At Lefkovitz & Lefkovitz, we have helped thousands of families in Nashville and throughout Middle Tennessee stop foreclosure on their homes. If there is a solution to your financial problems, we will find it. Our firm takes the cases other lawyers turn away. If bankruptcy isn’t the right option for you, we’ll tell you so, and look for other ways for you to save your home.
The Bank Says It Can Foreclose — What Do I Do?
What your mortgage lender says it can do and what is actually legal may not be the same thing. The housing crisis that our country is finally emerging from showed that many mortgage lenders were using fraudulent methods to foreclose on their loan holders. We have extensive experience in foreclosure defense and will review your mortgage lender’s foreclosure process, its current actions and what you have been told to ensure that you are not being forced out of your home without cause.
If you are behind on your payments and your lender can legitimately foreclose on your home, Chapter 13 bankruptcy may be the best option to save your home. This will allow you to pay back the overdue payments over a three- or five-year period, while staying current on your mortgage during this time.
Our attorneys will explain all of your options and counsel you on which ones would work best for your circumstances. We will also help you get your financial life in order so you can have a fresh start once your debts are discharged and your bankruptcy is complete.
For more information, read our article, “Using bankruptcy to fight back against foreclosure.”
Let Us Help You And Your Family Avoid Foreclosure
Contact our office in Nashville at 615-686-2279 or our office in Cookeville at 931-400-2218 to schedule your free consultation. You can also reach us via email.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.