Can I Discharge Student Loans In Bankruptcy?
Technically, no. Student loans are one of the few unsecured debts that you are not allowed to discharge in bankruptcy. However, it can be done under certain circumstances.
At Lefkovitz & Lefkovitz, we have found ways to solve financial problems that no other lawyer in Nashville or in Middle Tennessee has ever thought of. Ultimately, if there is a legal basis to do something, we’ll try it. We have successfully challenged numerous bankruptcy laws during our 37 years of practice. We have also helped thousands of people get out of debt and get the fresh financial start they so desperately need.
So How Could You Discharge Student Loan Debt?
In order to legitimately discharge your student loans, you must be in a position of such severe financial difficulty that you would never be able to pay them back. It takes a lot of proof and a lot of work, but we have done it.
For instance: If you were a single mother whose ex-husband or co-parent refused to pay child support and whose child was disabled in some way, meaning you couldn’t work because you had to take care of your child, you might be considered eligible to discharge your student loans. Under those circumstances, there would be no way you could pay back your loans in any sort of timely manner.
Our attorneys will review your financial situation and see if there is any hope of helping you relieve yourself of student debt. If all else fails, we may be able to help you with student loan consolidation, which can make it easier to pay your debt down over time.
We will answer all of your questions and be completely honest with you about your circumstances and what we can and cannot do to solve your problems. However, if there is a way to do it, we will find it.
Let Us Help You Get Out From Under Your Debt
Contact our office in Nashville at 615-686-2279 or our office in Cookeville at 931-400-2218 to schedule your free consultation. You can also reach us via email.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.