If you or someone in your family has spent time being treated at a hospital recently, you know how expensive medical care is. Whether someone suffers a serious injury from a car accident, faces a cancer diagnosis or experiences a heart attack, the costs mount quickly, almost instantly becoming overwhelming.
You say the word, "bankruptcy," and people immediately think, "that person (or business) must have been financially irresponsible." Bankruptcy carries such a stigma with it that people build up large piles of debt before they consider asking for help. It is time that we, as a society, change the stigma.