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Answer common bankruptcy questions before filing

As you consider a bankruptcy filing, you will realize that there are pros and cons of moving forward with the process. You cannot move forward with a clear mind until you know the finer details of bankruptcy, including how it will impact you now and in the future.

As a big financial decision, there are questions you need to ask and answer before filing. These include but are not limited to the following:

-- What is bankruptcy and how will it impact me now and in the years to come?

-- Does filing for bankruptcy automatically mean that all my debt will be wiped clean?

-- What is the difference between Chapter 7 and Chapter 13 bankruptcy? Are there any other types to consider?

-- Do you qualify for Chapter 7 bankruptcy?

-- What type of bankruptcy will allow you to take advantage of the benefits while still keeping all or most of your property?

-- Do you have the opportunity to file on your own, or are you better off using an attorney?

By answering these common bankruptcy questions, among others, you will find yourself in position to move forward in a confident manner. There is nothing more important than that when making such a big decision regarding your finances.

There are answers to every bankruptcy question, no matter what it may be, so you should never ignore something that you are unsure of. You are better off seeking the appropriate information, learning more about the topic and then moving on only when you are comfortable doing so.

Source: FindLaw, "Bankruptcy: Frequently Asked Questions," accessed Oct. 06, 2015

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