In the course of a bankruptcy many of the filer's debts will be discharged. Generally the types of debts that qualify are clearly laid out. One type of debt where there is some question however, is student loan debt. While in some cases it has been discharged, it is extremely difficult to do.
Individuals who have been successful in this endeavor all have one thing in common-they have illustrated their inability to pay back what is owed on the student loan, both in the present as well as the future. Because this is difficult to prove, many people who file for bankruptcy and have student loans, will exit the process still needing to make payments on those loans. We have litigated cases of this nature however, and if it makes sense to do so, can pursue student loan discharge for you as well.